Discovered Check & Debit Card order

On Thursday, June 26, I went to the bank to get the monthly cash envelope disbursements for mom & dad. Since the consolidation of the credit unions back in May, the auto transfers haven't gotten back on schedule, so I gave the teller the account ID cards for both the source account (with mom & dad's names and mine on them -- receives the Social Security checks) and the bill-paying account (which has only me on the account). I asked her to transfer the full amount of the June SS checks, which should leave $25 in the account. She told me that it would only leave $13 something in the account, because checks had been ordered and shipped on that account.

I called mom later that morning and asked whether she had ordered checks. She said that they had received them yesterday, along with a debit card. I told her I wasn't comfortable with her having them when my name was on the account, because if she surrendered to impulse and bought anything, it would overdraw the account, putting me at risk also. She assured me that they weren't going to use them for anything "until their monies came in." I assumed they meant their SS checks, and I protested, but she told me that the monies she was referring to would come from God, and that I wouldn't believe it until it happened, but it WOULD happen. When I pressed her that I needed to have custody of the checks and the card until then, she became defensive and told me it was pretty sad if I couldn't trust my own mother. I agreed. She said we needed to talk soon. I agreed.

I notified Jody & Suzanne about the situation. I will talk to her again at the first opportunity and be clear that either the checks and card come to me, or the whole deal is off and the bill-paying responsibility returns to her and the airline tickets disappear.